Debt is a common thing today. Almost everyone has credit card debt. Of course, most of cardholders do their best to cut off their expenses and eliminate the debt. But high interest charges often prevent people from getting out of debt. Moreover, high ongoing APR push people into deeper debt.

But there are balance transfer cards. Consumers rare pay attention to these credit card offers, meanwhile they can help to eliminate one's debt.

Balance transfer lets you shift your debt on your current card onto a card with lower APR. When you move your balance, the old debt is paid off by your new credit card company and transferred to your new card with a lower interest. So, shop around for a card with the lowest ongoing APR that will let you save more.

You can also benefit from a balance transfer card with low Intro APR. Best balance transfer cards offer a long introductory period (from 6 to 12 months) with zero interest payments. Apply for a balance transfer card with zero Intro APR and pay a part of your debt without any interest charges at all.